I don't know if you got your question answered. If not, here's the reason for the confusion. Take a look at the Funds Needed to Close screen again. The first line shows the sale price. The next line subtracts the loan amount from the sale price. This loan amount includes the UFMIP. It's a rather odd way to work the math, but it is accurate by the bottom line.

The next line down (3rd line) adds the UFMIP back into the calculation. So, one number negates the other number (it's a wash).

Hope that helps clear things up for you.

Mark