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| | | Forum Newbie
Group: Forum Members
Last Login: 10/26/2007 11:03:26 AM
Posts: 1, Visits: 7 |
| | I pulled a a couples Credit Report Together but unfortunately the husbands credit is not good. Which we already kind of new. The wife which is the Borrower and the husband is the Co-Borrower on the Point File. I Pulled the credit Together so its combined how do I Divide it so it takes the Husband off of the Report? I have already removed him from the loan application on Point 6.0 just looking to divide their credit file. Thanks |
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| | | Forum Newbie
Group: Forum Members
Last Login: 2/3/2008 8:04:54 AM
Posts: 4, Visits: 86 |
| You need to go back to your credit agency. They need to separate and have you go back in and re-import the fiile. Each credit agency has different procedures so contact your agency first. Some agency's will require you to simply re-pull another report only with one spouse. Yes it will cost you a couple extra bucks, but no it will NOT affect the credit score (the inquiry anyway) if it is re-pulled within 30 days and the permissable purpose is for a mortgage inquiry.
Scott Tennell
Continental Capital Funding
Florida |
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