Calyx Software Message Board / Calyx Point / Suggestions & Requests

Our wish: print and e-mail Point forms to all legal or all letter-size paper

mhfadmin — Tue, 30 Sep 2008 15:26:38 GMT

Too often, my office has run into problems with mixed paper sizes when we want to e-mail documents out of Point to our customers. Precious few of them have legal paper, and fewer still understand enough about computers to be able to print out the legal size documents on letter size.

This problem greatly reduces the usefulness of the e-mail as PDF option. Our current workaround - to print out the documents, then use our copier to scan them into PDF - wastes a lot of paper.

If we had the option to print documents all in one paper size, and be able to choose either letter or legal size, it would greatly simplify our workflow.

Matching liabilities and real estate owned

todrescher — Wed, 10 Sep 2008 14:58:25 GMT

I work the IT side here, so I don't actually "use" Point, so I'm not sure if this makes sense as posted, but this was sent to me to see if there was any suggestion forum, and lo, there is.

When working with new functionality of “matching liabilities and real estate owned” the software should be able to pull the following two data items from the Liabilities section into the Real Estate Owned section on Page 3 of the Loan Application:

1) Balance from Liabilities section into Amt of Mtg in Real Estate Owned section

2) Mth Pmt from Liabilities section into Mtg Pmt of the Real Estate Owned section

Commission Tracking Tool

twoofsharp — Mon, 08 Sep 2008 12:55:42 GMT

Has anyone found a way to easily track commissions?

Calyx Support Weekly Webinar

keystone — Wed, 27 Aug 2008 13:33:39 GMT

This seems really useful. However, its run at 3 Central which means it starts at 4 Eastern here. A lot of our LO's are gone by 5 so they can't see the whole demo. Would it ever fall into consideration for Calyx to change this demos time - something more toward mid day?

little things that waste time

txbnkrprcssr — Wed, 27 Aug 2008 06:49:48 GMT

if you have a seperate co-borrower application why would the co-borrower's info not populate over to the COMBINED MCAW?? isn't that the purpose of the combined mcaw. this is an annoying error that needs to be resolved. would like to see the 'agency case number' transfer over to all borrower's as well.

also, would like to be able to enter in zip code and the system auto populate the city, st in the Agent's List (like point does on subject property). this would jsut reduce the amt of typing we have to do which makes the system more efficient.

would be helpful on REO section wheny you associate a property with a liablility (mortgage) for the liability info (balance, pmt) to populate in the REO section where info is required. (sorry but i came from using ellie mae's encompass which i am finding was much more user friendly)

there are a lot of little things that take time to type in when they could auto populate. this is a time waster and makes us not as efficient as could be.

just some thoughts that would make life a little easier.

Mortgage Insurance - more space to see what is in the dropdown

melissak — Tue, 24 Jun 2008 10:30:38 GMT

My request is that when you click on the mortgage insurance tab, that the dropdown shows more of the description instead of having to use the arrow keys to scroll through the line. Now that FHA has changed their requirements on upfront and monthly MI, the descriptions are more involved and seeing the whole description would help.

Annoying Bug or FEATURE ;P

fusionx — Thu, 24 Jul 2008 15:14:25 GMT

The following is something I would like fixed.

Quite often I am copying and pasting between point and a browser screen.

Certain forms or pages in point are scrollable.

Page 3 of the 1003 is a good example.

Lets say I am copying multiple fields from the bottom of page 3 into another browser window.
I first load page 3, scroll down, highlight the field i need, copy it, ALT + TAB over to the browser window and paste it. Quite often I need to do this 5 times in a row, as in copy 5 different fields.

The annoying part is that every time I "FOCUS" back into point page 3 pops up AT THE TOP of the page, not at the BOTTOM where I left it. This creates extra steps of scrolling.

It doesn't sound like much but it really cuts into efficiency, and I imagine it would be QUICK to change.

Tell me what you guys think.

Fannie Mae / Freddie Mac: Download Results

dianatx13 — Thu, 24 Jul 2008 12:59:10 GMT

While I understand some of the reasoning why the 1003 is downloaded with your results from Fannie/Freddie, the inconsistencies that it creates are a huge issue for every processor here. Because the processors have to go back through the 1003 and undo every change that was downloaded, we have told everyone just to not download the results at all. Would it be possible for you to create something that gave us the option of downloading results only?

Separate Out Copy, Move Functions from Secured Area

Hula — Tue, 26 Jun 2007 14:44:19 GMT

We have a problem, We must allow our LO's to move and copy files, but do not want them to have access to "Secured Areas". Just this Friday, a LO went into Company Defaults and changed the setting from "manual" to "automatic".

This caused all documents at all branches to have the Corporate Address and Phone numbers AUTOMATICALLY populate on the Application documents. We have 14 branches, with only one address matches corporate.

Needless to say, we have been chasing this tail now all week, and probably all next month.

Please, separate Copy and Move rights out of Secured Area rights.

Thanks,

John Hoopes

Security Savings Bank

Items that didn't make it in 6.1

ChrisSauerwein — Tue, 27 May 2008 11:20:59 GMT

A couple of previously suggested items that didn't make it in the 6.1 release that I would still love to see in a 'sooner rather than later' release. Just a post to kinda bump or re-bring up some lingering issues from my vantage point. Not sure if other users have the same issues.

1. Security Interest on the TIL. It only makes sense for this section to auto-populate the "You are giving a security interest in:" field based on the subject property and the transation type (refinance to auto-fill "Real property you already own" and purchase to auto-fill "The good or property being purchased").

2. I want my "Active loans only" button back with the report writer. Having to check off 5 buttons vs. the one that we previously did makes no sense to me at all. In a thread at the time, BetaFisch stated "

If you want active files Its kind of a pain to set all the checks every time you run a report. The old check for active files was rather convenent.

" so I was hopeful that understanding would possibly lead to a return.

3. Property type consistency between the Transmittal and the Request for Appraisal form. For some reason these two data fields are separate when one should update the other.

4. The ability to add an Origination fee to a closing cost scenario. For some reason line 801, Origination Fee is grey'd out when working with a closing cost scenario. I've asked, for a couple of years now, to have that field opened up.

Chris

Make the forum work with Mozilla Firefox

jstrauss — Mon, 05 Jun 2006 22:12:25 GMT

The bulletin board "search" facility uses Internet Explorer proprietary code that doesn't work with Mozilla Firefox (my preferred browser)

Thanks
Jay

TIL Printing Issue 6.1a

kimikoo — Tue, 08 Jul 2008 08:48:16 GMT

I am on 6.1a and can print the TIL *BUT* the APR is not legible. It appears that the "number of payments" & "payment amounts" that usually print in the middle section of the TIL are instead printing over the APR in the APR box. Anyone else having this issue? How do I fix this?? Cannot use this TIL generated by Point. Please help!

Don't delete my settings and print groups when I upgrade

JohnCorey — Wed, 21 May 2008 12:18:56 GMT

this seems obvious, no? And did I really read that to restore these i had to edit .ini files? in 2008? really?

Transaction Log

Hula — Mon, 01 Oct 2007 11:09:11 GMT

We need to know who changed what field when. Since, we are now on PDS, each of us has a individual login a transaction log could be made available to us. When try to troubleshoot, balance, or audit, Point has no transaction log.

That is my million dollar suggestion, add a tranaction log to see who did what when.

PushMX - Is it worth it?

MtgMike — Mon, 12 May 2008 07:17:02 GMT

I'm thinking of the PuxhMX add-in to Calyx. Any thoughts?

VA Loan Analysis 26-6393

Hula — Wed, 09 Apr 2008 12:02:01 GMT

Okay,

At our last Point in-house meeting, a request was made for the "Wish - List". Our processors would like to see an automated calculation on the VA Loan Analysis (26-6393) added.

Specifically, Section E Monthly Income and Deductions, fields 32, 33,and 34. Right now, they have to manually calculate Federal Income Tax (32) by looking up on a chart (IRS Publication 15) the monthly withholding dollar amount. Line 33 is 30% of line 32. Social Security is 7.65% of line 32.

Again, they would like to see an automated calculation of those three fields.

New GFE in 6.0a needs to be associated with Closing Cost Scenarios

mshaw74 — Thu, 25 Oct 2007 11:25:42 GMT

Being from a border state to Washington, we do quite a few Washington loans. Currently with the new 6.0a update, you have to manually select who each fee belongs to to comply with Wash. state law. It would a be much easier if you could add those drop-down fee descriptors to the Closing Cost Scenarios so that it doesn't have to be re-entered on every file.

Property type

ChrisSauerwein — Fri, 14 Mar 2008 06:27:29 GMT

Ok, is there a reason that the Property Type does not feed from the Transmittal data to the Request for Appraisal form?

I have quite a few loans that reflect condominium or manufactured on my Transmittal, but when looking at the Request for Appraisal form it is reflecting Detached. This would be just a minor annoyance if not for the fact that when running reports based on PTYPE, it pulls from the Request for Appraisal form and NOT from the Transmittal (as listed in the Calyx Point help).

I can't imagine why property type doesn't auto change everywhere on the file when you make adjustments. There is a major gap there.

Read Only Warning

Hula — Wed, 27 Feb 2008 12:55:21 GMT

Okay, ever since we went to PDS, our users are complaining that they do not notice the read-only status UNTIL they are trying to save it AFTER making a bunch of changes.

Well one of those users suggested that it would help if the background color changed to a bright color while the file is in read-only status.

Thought it was a good enough suggestion to pass on.

Late Charge on TIL

Stine — Tue, 19 Feb 2008 06:28:57 GMT

Is there a way to add a line in the drop down field so that you don't have to type it every time?

I know I can create a master but don't want to do that. It defaults to "of the payment" which is ok in every state that we're licensed in except one. So I don't want to create a master just for that.

Buydown Worksheet

cpeterson — Mon, 24 Dec 2007 11:12:53 GMT

Can we get a buydown Worksheet that shows the calculation of the buydown and have it flow thru to the GFE?

Security box on TIL

sb1920alk — Thu, 29 Mar 2007 16:39:02 GMT

The address populates on the security box on the TIL when you click it. Why do we have to click it? Can it auto-populate without clicking? Also the two check boxes beneath it: The goods or property being purchased, and Real property you already own. Can't these check themselves based on whether our loan is a purchase or refinance?

Thanks,

Suggestions in POINT

regional — Tue, 06 Nov 2007 08:21:43 GMT

I don't know if many bother, but I'm trying to get into the habit of quickly typing my outstanding conditions in point. The navigation panel is a great tool. What would make it better is if the status button not only showed dates, but outstanding conditions as well. Could it possible be linked to the track> conditions to eliminate having to type it again?

Forums suggestion

patf — Fri, 26 Oct 2007 19:00:05 GMT

Just to make sure this is understandable, I'll state how I perceive the forums organization, which may differ a bit from your terminology:

Major headings, which are Calyx Point, Point Data Server (PDS), Web Caster, General Discussion.

Within those are Forums. For example, under the Calyx Point heading, the first forum is "Installation / Network Setup".

Within those Forums are individual threads.

Having been burned badly by major version upgrades with other software in the past, such as our prior LOS, Genesis 2000 version 12a which destroyed our Genesis software, I'm leary of major version upgrades such as the current one from version 5.x to version 6.0. Point has not burned me yet except for the minor burn with 5.0 and cardex.

However, I like to wait a month or so when there is a major version upgrade and monitor the forums for issues before I install it.

I've found several threads indicating issues with 6.0 or 6.0a, but they're scattered all over the forums, and I spent a lot of time tracking them down.

I'd like to suggest that under the headings Calyx Point, Point Data Server (PDS), and Web Caster, you add a Forum to each labeld "Version Upgrades" or "Upgrade Issues" or whatever you decide is the appropriate title for the new Forums.

Reasons:

It would make it easier for me and people like myself who want a little reassurance before upgrading to find those threads.

It would make it easier for people who are having issues with an upgrade to find existing threads that may have the same issue and might have a resolution. If there is no resolution, they could then add their reply to the existing thread, reducing duplicates on the same issue.

It would make it easier for Calyx to find and respond to those threads as well as track trends of problems.

Thanks,

Attach Files

mike_Apex — Wed, 24 Oct 2007 18:10:57 GMT

Is there any thought to add the ability to attach files such as appriasals to Point files?

Debt Consolidation Worksheet

mikepfeil — Wed, 24 Aug 2005 15:27:14 GMT

This compares a new loan without Taxes and Ins against a loan with PITI. The savings is inaccurate. The workaround is corrected the payment in DCW. Can this be fixed.

communication between forms in point

ktrootes — Thu, 24 May 2007 10:16:34 GMT

Page 4 of the 1003 needs to communicate better with the GFE. Any credits or debits on page 4 (earnest money, seller paid cc) should transfer to the GFE automatically - why would these two forms have different numbers and need to be entered manually?

Also - the debt consolidation form in marketing does not take into account escrows. The mortgage we are refinancing may have escrows included so comparing this payment to the principal and interest payment of the new mortgage is unfair and gives an inflated savings. The debt consolidation form should include the total payment of the new mortgage, not just the principal and interest payment.

Lock Expiration Date

kelli — Wed, 24 Oct 2007 09:24:02 GMT

When I enter in extended lock information, the new expiration date doesn't show on the Loan Search Results Page, the page that shows after you have searched for a file and it lists file name, loan status, status date, est. close, rate lock exp., etc. It still shows the original lock expiration date.

AUTO FILL

mortgageshark — Tue, 23 Oct 2007 16:07:54 GMT

Is an 'AutoFill' anywhere in the future for Calyx?

It would be nice for the program to recognize what you are typing

and fill in the rest.

Going back and forth to the cardex is quite arduous.

Thanks

common fields data - borrower and co-coborrower

obx — Fri, 03 Aug 2007 08:09:28 GMT

I'm getting dizzy flip-flopping back and forth between borrower and co-borrower applications making sure all the common loan data is consistent on both applications. Having common loan data such as loan amount, interest rate, appraised value, property address, origination fee, underwriting fee, recording fee, attorney fees, real estate taxes, etc (there are too many to detail here) update on both applications when changed on one would definitely help preserve what little sanity I have. There are some bits of information that are 'loan level' and will be the same on all applications no matter how many borrowers or applications apply. Insuring that this data is consistent on all applications pertinent to the loan can be overwhelming when it changes during the processing of the file.

I submit this request to the software developers and offer assistance in identifying which data items are 'loan level' vs 'borrower specific'.

I've reviewed this with our processing manager and she agrees. Often when a file arrives for processing, there is conflicting information on the separate applications, requiring a conference with the loan officer to determine which information applies.

Search by Field Number/Name

donmarkus — Mon, 10 Sep 2007 09:01:40 GMT

I'm searching for WHERE several fields are located, and which page they're on. I'm new to Point, and have version 6.0. Is there a way to search for these fields effectively? I'm looking through the MISMO XML file to get the field numbers I need, but don't know where to locate them in the software. HELP!

-DM

VOE

Hula — Thu, 16 Aug 2007 09:42:41 GMT

Okay, we spent the time to build Cardex up with Employer's verfication numbers. Many, Many times they are FAX numbers (and requests).

We have found that EVEN though the Fax number is imported from CARDEX, the fax number does NOT appear on the VOE.

This is a suggestion, carry the field 15155 over to the VOE form.

Speaking of conversation log

ChrisSauerwein — Thu, 12 Jul 2007 10:15:28 GMT

There's another post about the Conversation Log that I didn't want to hijack, so I'm starting this one.

Is there a reason why the conversation log entries are able to be editted after they've been posted? I really hate that someone can go into a log entry from 2 weeks ago and edit it. I can not think of a single reason why any security minded individual would like this either.

I'd like to see log entries be read only after they've been posted to the log.

Chris

Manner held field should b e on Title request

Hula — Wed, 25 Jul 2007 14:05:52 GMT

Okay, This is a no brainer, but seems to have been missed.

The field "Manner" (1224) sometimes called vesting, should be carried over to Title request form, but is not there.

The suggested solution is, of course, add the Manner field (1224) onto the Title Request form.:D

Qualify IO DTI on P+I Payments

sb1920alk — Fri, 20 Jul 2007 12:49:04 GMT

It appears that the industry is becoming more conservative. On interest only loans, it would now be helpful to calculate the DTI on the principal and interest payment (30-year amortization) instead of the interest only payment. Additionally, for Neg Am ARMS, it would be helpful to calculate the DTI on the fully indexed rate (index + margin) rather than the Start Rate.

Thanks,

Office Address Based On Individual User

madler — Mon, 19 Feb 2007 11:46:04 GMT

It would be great if Calyx would allow users to lock in their own office address on page 4 of the 1003. We have two branch locations and use one server. We have to either manually enter the address for each 1003 or change the auto-populated address for each application. Sometimes a LO will forget to enter an address, which effects several disclosures and the 1003 when they print without an address.

Thank you!

Conversation Log - Date

Haws — Mon, 09 Jul 2007 07:59:25 GMT

When using the "Contact Info" tab and entering comments (memo) into the contact info area that shows "Date" / "Time" / "Comment"... When the DONE button is selected it always uses the current date and time and transfer it into the Conversation Log instead of using the Date and Time of what is in the "Date" and "Time" field. Is this a problem that you can fix? I figure if it's left blank, then it can put the current date and time in, but when we have a date and time why doesn't it use what we have in there after we hit done?

Whither SDK?

PTerrell — Fri, 05 Jan 2007 20:27:58 GMT

Any word on the delivery of the long-promised SDK for Point?

I'm especially interested to know the features and pricing.

Ability to Reassign Loan Rep

Tami — Wed, 04 Apr 2007 11:30:26 GMT

I would like to see the ability to take 500 point files that have been assigned to a particulary loan rep in the the Loan Rep field of the information screen and be able to reassign all 500 files or even part of them to another Loan Rep.

Example: The Loan Rep field says Pam Smith she gets married and changes her name to Pam Taylor I need to be able to reassign her files to her new name.

Took me all day to do this last time someone changed their name.

Encompass can do this why can't Point?

State specific name/license

sb1920alk — Wed, 06 Jun 2007 13:23:10 GMT

We do business in many states. Washington has changed how they want the loan officer's name to appear. It now needs to include their license number immediately after their name on every page that the loan officers name appears. We use master files and login names, so the way we're handling this now is the LO is changing their name on page 4, and also changing it on Loan Rep on the Borrower Information Screen before printing/emailing docs, however they can't save the file after changing the Loan Rep.

My suggestion is to allow conditions to be set that are state specific, so if the loan is in Washington, then the LO's name appears with their license number automatically on every form. Similar conditions could also be set for other states. This would go hand-in-hand with conditional print groups, which I have suggested previously. We want to make it as hard as possible for the LO's to be out-of-compliance.

Thanks,

Calyx Software Message Board / Calyx Point / Suggestions & Requests

Our wish: print and e-mail Point forms to all legal or all letter-size paper

Matching liabilities and real estate owned

Commission Tracking Tool

Calyx Support Weekly Webinar

little things that waste time

Mortgage Insurance - more space to see what is in the dropdown

Annoying Bug or *FEATURE* ;P

Fannie Mae / Freddie Mac: Download Results

Separate Out Copy, Move Functions from Secured Area

Items that didn't make it in 6.1

Make the forum work with Mozilla Firefox

TIL Printing Issue 6.1a

Don't delete my settings and print groups when I upgrade

Transaction Log

PushMX - Is it worth it?

VA Loan Analysis 26-6393

New GFE in 6.0a needs to be associated with Closing Cost Scenarios

Property type

Read Only Warning

Late Charge on TIL

Buydown Worksheet

Security box on TIL

Suggestions in POINT

Forums suggestion

Attach Files

Debt Consolidation Worksheet

communication between forms in point

Lock Expiration Date

AUTO FILL

common fields data - borrower and co-coborrower

Search by Field Number/Name

VOE

Speaking of conversation log

Manner held field should b e on Title request

Qualify IO DTI on P+I Payments

Office Address Based On Individual User

Conversation Log - Date

Whither SDK?

Ability to Reassign Loan Rep

State specific name/license

Annoying Bug or FEATURE ;P