Calyx Software Message Board / Calyx Point / Suggestions & Requests

Utilities/Dropdown Lists/Taxes

JohnP — Tue, 06 Sep 2005 09:59:11 GMT

Can Point please add an option to round to nearest $100 or $500 increments for the tax calculations in the Utilities/Dropdown List/City, State, User Defined tax fields? Some municipalities round and there is no way to set this up as a default for users.

Does anyone know a simple workaround for this?:w00t:

Forms

chelleglover — Thu, 25 Feb 2010 13:50:58 GMT

We are getting several requests from our correspondent lenders to provide a form called "intent to proceed". This form will be given at time of early disclosure and will request the borrower to give us permission to proceed with the processing of their loan. Does Point have a form generated like this? If not, will there be a form of this nature created in the future for this purpose?

Rate lock expiration date field and the GFE

Danielle — Wed, 20 Jan 2010 10:09:33 GMT

Now that we've started using the new GFE, we've noticed that the lock expiration date feeds back to the GFE. Which, in theory, is a good idea. Problem we are having is that we don't want to tell the borrower that the rate is available until the expiration date, because it's not. Most of our investors require that the loan is delivered to them by the expiration date, meaning that a refinance has to close about 5 days before expiration in order to deliver it in time. Our policy in completing the GFE has been to use lock period/expiration minus 5 on all dates and lock terms. This then changes the lock page to reflect that. Obviously, we can tell our staff just to know that every lock has 5 extra days to deliver, but it would be nicer if it just didn't feed back.

I realize that this kind of change may not be possible, since other people may be using it successfully. I thought I'd just throw this out there is case anyone else has the same sort of policies.

Pull down lists and mouse functionality

szaino — Tue, 23 Feb 2010 17:29:58 GMT

Currently if you are in a pull down list on a page and then use your mouse scroll button to navigate up or down on the page, the scroll button scrolls through the drop down list instead and ends up changing what was originally in the field.

This is very annoying and should be changed.

AUTO FILL

mortgageshark — Tue, 23 Oct 2007 16:07:54 GMT

Is an 'AutoFill' anywhere in the future for Calyx?

It would be nice for the program to recognize what you are typing

and fill in the rest.

Going back and forth to the cardex is quite arduous.

Thanks

Cutting down on data reentry on page 3 of 1003

habattac — Sat, 07 Nov 2009 16:34:57 GMT

Being able to match properties to mortgages was a nice addition recently.

It would be great to be able to have loan balances and payments auto fill the Sched of REO automatically too. Can be painful when your client is an investor with multiple properties and 1st/2nd mortgage combinations.

(EDIT: Just noticed a similar post from earlier...oops!)

Actual interest rate on TIL

AndrewSoss — Thu, 28 Jan 2010 13:09:13 GMT

When Wells Fargo provides a TIL at closing, there is a line right above the "Total of Payments" box and below the date prepared that says "gauranteed interest rate" that lists the actual rate. This helps a lot when we are describing what APR is.

Is there any way to put this in there?

Ability to highlight signature lines for clients

AndrewSoss — Thu, 28 Jan 2010 13:02:35 GMT

I would like the ability to highlight where a borrower needs to sign on their disclosures when we save as PDF. As it is right now, if I want to highlight where a borrower needs to sign, I print out the disclosures, highlight by hand, and re-scan them to PDF and email.

If not, maybe the ability to add 'sign here' stickers similar to doc-velocity.

auto populate --liabilities to REO and appraised value where needed

txbnkrprcssr — Tue, 19 Jan 2010 17:04:08 GMT

Would LOVE to see:

* The appraised value should pull over to ALL spots where appraised value is indicated (Real Estate Owned/ 92900, etc)

* matching liabilities and real estate owned- the software should be able to pull the following two data items from the Liabilities section into the Real Estate Owned section on Page 3 of the Loan Application:

1) Balance from Liabilities section into Amt of Mtg in Real Estate Owned section

2) Mth Pmt from Liabilities section into Mtg Pmt of the Real Estate Owned section

Point is not processor friendly and would love to see it get better.

Enhancement needed for Rural Development Loans on 2010 GFE

FMCJP — Wed, 27 Jan 2010 11:45:07 GMT

We do a fair amount of Rural Development loans, and we are now running into problems with the way the 2010 GFE is hardcoded in Box 3. Everywhere else in the file the Mortgage Insurance button references up front MIP/FF. There needs to be some sort of way to differentiate what is up front MIP and what is a Funding Fee. On the 2010 GFE the field in box 3 is hardcoded as Up-Front Mortgage Insurance - which our investors won't accept since RD loans do not have ufmip - just a funding fee. The work around we have been doing creates all sort of problems, because we have to manually type in the field in the 2010 GFE and delete the funding fee in the file - which screws up TILA requirements, etc... since it is a financed charge. Other ideas, or any help would be great.

High Price Mortgage (HPML)

loangirl — Tue, 29 Sep 2009 11:44:39 GMT

Is there going to be an update soon to address the High Cost Loan regulation coming out on October 1st? We need something that compares the loan’s APR to the Federal rate to see if it is a high price loan or not. Thanks!

old GFE

barrythompson — Mon, 11 Jan 2010 11:34:40 GMT

If you have an application that was taken before January 1, and you need to revise the old GFE, what can you do in light of the fact that Calyx has removed it from the program?

Better compatibility with OpenOffice needed in Point

mhfadmin — Wed, 22 Apr 2009 14:09:52 GMT

We recently discovered that Microsoft Office 2000 will officially be End-of-Life as of July 14, 2009. This means that Microsoft will no longer provide security patches for this software.

This presents a problem for our office as that will require us to upgrade all of our computers running Point to a later version of Office to continue to use Custom Forms effectively. This is quite a large expense for us to undertake at a time when we are struggling to make money.

It has been suggested by Bryan Telford in another thread that the custom form data can be exported to OpenOffice, integrated into the document, then printed from OpenOffice. I've requested that documentation be provided to explain the process. For many users knowing the workaround will be sufficient to continue to work effectively.

However, for obvious reasons, it would be much more helpful for Point to have the seamless integration with OpenOffice that it has with Microsoft Office. In fact, the only reason that our office needs to use Microsoft Office at all is because of Point.

Integration with OpenOffice needs to be made a priority for inclusion in new versions of Point.

Title company interface for commitments

brokerwrld — Wed, 06 Jan 2010 13:00:21 GMT

Utilizing current interface capabilities with settlement providers, would it be possible to have an interface with a title company in which a user could order the commitment through Point and once completed, retrieve it through Point via the title company's website?

This would save steps in having to go to the title company's website, download the commitment to the user's computer, then upload it as an edoc. If it occurred seamlessly, the commitment document would be automatically added to the loan's Document Storage in Point.

Give "Everyone" group manage permissions to Calyx Document Converter

todrescher — Mon, 28 Sep 2009 18:00:34 GMT

Whenever we go to install or update Point, the Everyone group is only given Print permissions, which is not enough to let users actually created PDFs through Point, without the user being a local administrator.
So, after every install or update, we need to go and check/reset the permissions for the Everyone group to include manage permissions.
Since everyone needs manage permissions for the printer object, having it set that way by default would save some headaches.

Address Standards

Steveb16 — Thu, 17 Dec 2009 14:27:08 GMT

Is there anyway for Point to automatically standirdize the address that is typed in for subject property?

We are having a ton of seconday market issues because of stupid things, like N. vs North St. vs Street

and many other minor issues.

Existing Subordinate Financing 1008 problems

barronmtg — Tue, 29 Dec 2009 14:33:52 GMT

This suggestion is directed to Calyx. There is a problem with the existing subordinate financing payment not showing up on the 1008 that has not been resolved over the span of several versions of Point.

The only option to produce an accurate 1008 is to mark the subordinate financing as new, which will produce inaccurate figures in the Transactions area. This forces us to go back into the file and change the figures to print out an accurate 1003, thus, we cannot produce accurate 1008's and 1003's in the same electronic file.

I suggest creating a lock box around proposed payments on the 1003 since you have been unable to fix this problem.

Audit Trail enhancement

ChrisSauerwein — Thu, 03 Dec 2009 16:54:26 GMT

Ok, so we've finally upgraded to the server 7.2 and I'm playing with the Audit Trail. I don't see where it logs when something is printed, only when something is stored in DocStorage.

Therefore, I'd like to suggest a log to the Audit Trail of anytime a document is printed. As I understand the architecture of Point, the file is saved everytime a document is printed... so I would think that it could log what specific document is being requested that is prompting the auto-print.

Not that I don't trust sales people, but I'd sure sleep better at night knowing that I can physically see if a Pre-Approval has been provided without authorization or if I can see for sure that disclosures were printed within three days of application date, etc.

Just a suggestion.

Getting rid of Word requirement.. with solution (not OpenOffice)

berhart — Fri, 04 Dec 2009 04:11:42 GMT

Something I noticed after installing Point is that it requires Microsoft Word to create and print custom forms.

[url=http://www.abisource.com/]AbiWord[/url] can pull data from 3 file types, and creating a plug-in for other formats is easy:

[url=http://www.abisource.com/help/en-US/howto/howtomailmerge.html]http://www.abisource.com/help/en-US/howto/howtomailmerge.html[/url]

Here is information for embedding AbiWord directly into an application:

[url=http://www.abisource.com/wiki/AbiWord_SDK]http://www.abisource.com/wiki/AbiWord_SDK[/url]

Any chance this, or another option can be added in the future?

common fields data - borrower and co-coborrower

obx — Fri, 03 Aug 2007 08:09:28 GMT

I'm getting dizzy flip-flopping back and forth between borrower and co-borrower applications making sure all the common loan data is consistent on both applications. Having common loan data such as loan amount, interest rate, appraised value, property address, origination fee, underwriting fee, recording fee, attorney fees, real estate taxes, etc (there are too many to detail here) update on both applications when changed on one would definitely help preserve what little sanity I have. There are some bits of information that are 'loan level' and will be the same on all applications no matter how many borrowers or applications apply. Insuring that this data is consistent on all applications pertinent to the loan can be overwhelming when it changes during the processing of the file.

I submit this request to the software developers and offer assistance in identifying which data items are 'loan level' vs 'borrower specific'.

I've reviewed this with our processing manager and she agrees. Often when a file arrives for processing, there is conflicting information on the separate applications, requiring a conference with the loan officer to determine which information applies.

Loss of fields when upgrading to new Versions

ChrisSauerwein — Tue, 01 Dec 2009 10:01:40 GMT

I've posted a bit about this in another thread, but my suggestion is to make a list available of any fields lost in a version upgrade so we can make adjustments PRIOR to going live with a version to the masses.

Thus far, I've already had to re-write 8 reports and adjust 3 PointCentral rules all because I wasn't made aware that fields were arbitrarily removed. Redoing the reports and rules aren't the problem, it's the fact that it takes something that doesn't need to be a rush or emergency and makes it such.

Therefore, my request / suggestion would be to supply a punch list of sorts of removed fields when a new version is shipped so Admins can update reports and Rules BEFORE upgrading the masses and having our phones/email blow up with stuck end users who can't save files, etc.

Also, keeping the FieldID.xls file up to date with inactive or unsupported fields would be nice too. This file is currently not up to date. (some examples would be fields 1508, 11720, 11731, 11732, 11734, 11735 - All removed in 7.2 and yet show active)

Reordering residence and employment info

habattac — Sat, 07 Nov 2009 16:37:23 GMT

I've often wished it was easier to move residence and employment info around - when starting a new loan for a past client, for example.

I copy the old file with 1003 data only. I end up having to bump their current residence (and any other former residence info necessary to complete 2 years) down in order one at a time. Time consuming...

can't open emailed pdfs

csarka — Tue, 13 Oct 2009 17:18:07 GMT

I have a user that has a laptop and everytime we update point her printers disappear. We contacted point and got this problem resolved but after resolving this issue, we immediately have another one. Now when she emails her documents from point to her customers, they cannot open the pdf's. We cannot even open the docs. What in the worlkd would be causing this? This is the only laptop and user having issues with this. I have emailed support 3 times and have gotten no response. Anyone else having this issue?

POINT CRASHES WHEN CHANGING CLOSING COST SCENARIO

Anchornv — Tue, 29 Sep 2009 19:13:07 GMT

I have been trying to change the fees and update our Closing Cost Scenario and everytime I save and close, Point crashes. It shows winpoint.exe error and then closes the whole program. Why?

Also, different lender use differerent softwares? Their 1003 shows loan officer's name and license #, ours does not. Is there a way to add this? I know the broker license # is showing at the top of the 1003s now, but they want it on the bottom corner box. I've seen some 1003s where it's printed out. No place for the agent's license # though!

VA Loan Analysis (26-6393)

kristy.vacarella — Fri, 25 Sep 2009 17:07:48 GMT

It would be great if the Maintenance & Utilities (Section C #19) would automatically calculate. The only information needed for the calculation is already in Calyx, which is the Gross Living Area on the VA Loan Summary (26-0286)

Calculation - 14 cents per square foot.

Example: a 1500 square foot home would have a combined maintenance and utility cost of $210

Unable to place task list(1), try to rebuild list later

Battista528 — Wed, 23 Sep 2009 14:34:16 GMT

I keep getting this error when I try and rebuild the list. Can you help please?

Unable to place task(1), try to rebuild list later

Adding a signature to docs

Jay Strauss — Sun, 23 Jul 2006 10:14:14 GMT

I'd like to be able add a graphic (my signature) to the 1003, and other docs that require the LO's signature. That way when I email docs to a borrower, they get them signed by me. I'm trying to go paperless, but I always end up having to print docs, so that I can sign them.

If I could put my signature on the docs initially, then the borrower would print them (on their end), sign and date, fax back to me (into my e-fax), then I'd have the images of the signed docs, and I can email those to the lender. NO PAPER on my end.

Instead, the way it is now, the borrower faxes me the docs, I have to print them, sign, scan back into my system (losing resolution), then email to lender, then shread the paper I just signed.

Help me go paperless

Thanks
Jay

Property type

ChrisSauerwein — Fri, 14 Mar 2008 06:27:29 GMT

Ok, is there a reason that the Property Type does not feed from the Transmittal data to the Request for Appraisal form?

I have quite a few loans that reflect condominium or manufactured on my Transmittal, but when looking at the Request for Appraisal form it is reflecting Detached. This would be just a minor annoyance if not for the fact that when running reports based on PTYPE, it pulls from the Request for Appraisal form and NOT from the Transmittal (as listed in the Calyx Point help).

I can't imagine why property type doesn't auto change everywhere on the file when you make adjustments. There is a major gap there.

Any chance that Point will add a loan modification software/module?

loangirl — Fri, 21 Aug 2009 15:56:54 GMT

Any chance that Point will add a loan modification software/module?
We are finding out that there is a demand for this. Thanks.

Processor Printing

cpeterson — Tue, 11 Aug 2009 12:06:35 GMT

Can this be changes to pull the information from the Tracking/Branch/Processor information so that it is personal to the person requesting the information?

Flags and Milestones of your file

Rallze — Fri, 17 Jul 2009 00:32:23 GMT

It would be nice if we could flag our files for milestones such as Rate Lock Expiration dates or when appraisals should be received. If we could, on the search page, look at the "red" flag milestones to see what files should take precedence over others. I have seen this in a couple of other systems and it seems like this would be an efficiency gain for our company.

Compliance with Indiana Code 23-2-5-23

kkalbaugh — Wed, 18 Mar 2009 11:58:32 GMT

Indiana Code 23-2-5-23 states:

"Documents; license or registration number required
Sec. 23. Any document delivered or required to be delivered by a person licensed or required to be licensed to a borrower or prospective borrower must contain:
(1) the license number of the loan broker; and
(2) the registration number of each:
(A) originator; or
(B) principal manager;
who had contact with the file."

Are there other Indiana Mortgage brokers that are frustrated that Calyx doesn't support putting our licensing information on all of the docs that we print?

We have to manually stamp each page which looks terrible and many times covers information on the form.

Matching liabilities and real estate owned

todrescher — Wed, 10 Sep 2008 14:58:25 GMT

I work the IT side here, so I don't actually "use" Point, so I'm not sure if this makes sense as posted, but this was sent to me to see if there was any suggestion forum, and lo, there is.

When working with new functionality of “matching liabilities and real estate owned” the software should be able to pull the following two data items from the Liabilities section into the Real Estate Owned section on Page 3 of the Loan Application:

1) Balance from Liabilities section into Amt of Mtg in Real Estate Owned section

2) Mth Pmt from Liabilities section into Mtg Pmt of the Real Estate Owned section

Default title drop down choices in master templates

Jonathan Roy — Fri, 01 May 2009 08:12:26 GMT

I'd like to be able to choose some title table dropdowns by default in my master templates. For instance, every loan we do in FL will have Doc Stamps and Intangible Tax. It would be nice if I could click the Table box on the master template and choose those one time only.

wish@calyxsoftware.com no longer active?

mhfadmin — Wed, 22 Apr 2009 14:20:16 GMT

I just tried to submit a suggestion to wish@calyxsoftware.com, and the e-mail bounced back.

Is this no longer available? If so, the Suggestions & Request topic pinned at the top needs to be updated.

Thank you.

How to Submit Suggestions

BT — Wed, 22 Apr 2009 15:50:30 GMT

Post your suggestions, ideas and/or features requests for Calyx Point in this forum. We appreciate suggestions and will always implement great ideas.

We also welcome suggestions via the [url=http://suggestions.calyxsoftware.com/fmi/iwp/cgi?-db=WISH&-loadframes]Suggestions page[/url].

We look forward to hearing from you.:)

Option to show recently viewed files by borrower name

Jonathan Roy — Mon, 20 Apr 2009 06:57:00 GMT

We use auto file naming, so the "recently accessed files" under the File drop down are just the random filenames, not too useful except to reopen the most recent file if you remember whose it was. I'd like to suggest an option to display borrower names instead of filenames for that list.

Document Storage suggestion

ChrisSauerwein — Tue, 31 Mar 2009 06:28:27 GMT

MAKE IT OPEN TO A NEW WINDOW OUTSIDE OF POINT!!!!

Ok, caffiene rush this morning not withstanding, it would realllllllly be nice to make it to where the Document Storage window could be opened to a new window vs. a window inside of Point. The way it's currently coded, we can't have a document open and then type within Point. You have to close the Document Storage window completely before you can type in Point.

Just a suggestion.

Active Directory Integration

Gary Braman — Mon, 19 Jun 2006 10:21:50 GMT

Using point administrator is very cumbersome when managing large numbers of Data Folders in a large corporation.

My first Suggestion/Wish is that Calyx Point can integrate itself with Windows Active Directory to use established Windows user accounts and groups instead of creating a new user account for each data folder a user needs access to. We have already seen improvements in the last releases of Point where unavailable point folders simply do not appear in the dropdown list. This made it possible to have a global winpoint.ini file copied to all user profiles and restrict access to what folders are available to each user through windows permissions. This removed the nightmare of creating custom winpoint.ini files for different branches, job positions, management, ect...

The ultimate structure would be similar to an Exchange Public folder permission structure where there could be owner, publisher, editor, contributor, reader, ect... This would allow you to simply create groups in AD and assign them to users or even to other groups.

I visualize a new Point Administrator that uses active directory for usernames and groups and assigns them to datafolders listed in the new Point Administrator. A database backend would be an added plus. The new Point Administrator could sweep several network locations and add all discovered point folders to a list. Then reports could be ran on user access permissions, last access, autofile naming settings, duplicate files..... I could go on and on. I mean gosh, could you even have the new Point Admin automatically populate the Loan Rep and Processor dropdown list by their group membership. HMMMM... the possibilities are really endless.

Or..... upgrade Calyx Point security with the addition of groups and roles.

Here is the main problem. One of the companies that I consult for has over 50 branches. Every time one of the Corporate Processors leaves, someone has to go into every single data folder security and remove the old processor and add the new one. This is true for upper management changes and compliance.... and so forth. This is truly an administrative nightmare.

A secondary problem is for Loan Processor or Processing assistants. If an LO has an assistant, that user has to log in as the Loan Officer to view the Loan Officer's files since we only allow the loan officers to see their own files in each data folder. In a world of many usernames and passwords, this only adds confussion and frustration to the users.

In recap, add security groups (please, please, please!) and add an assistant or other method of allowing assistants to view their mentors files.

Separate Out Copy, Move Functions from Secured Area

Hula — Tue, 26 Jun 2007 14:44:19 GMT

We have a problem, We must allow our LO's to move and copy files, but do not want them to have access to "Secured Areas". Just this Friday, a LO went into Company Defaults and changed the setting from "manual" to "automatic".

This caused all documents at all branches to have the Corporate Address and Phone numbers AUTOMATICALLY populate on the Application documents. We have 14 branches, with only one address matches corporate.

Needless to say, we have been chasing this tail now all week, and probably all next month.

Please, separate Copy and Move rights out of Secured Area rights.

Thanks,

John Hoopes

Security Savings Bank