﻿<?xml version='1.0' encoding='UTF-8'?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Calyx Software Message Board / Calyx Point / Freddie Mac  / Co Borrower Income / Latest Posts</title><generator>InstantForum.NET v4.1.4</generator><description>Calyx Software Message Board</description><link>http://messageboard.calyxsupport.com/</link><webMaster>support@calyxsoftware.com</webMaster><lastBuildDate>Wed, 07 Jan 2009 17:40:48 GMT</lastBuildDate><ttl>20</ttl><item><title>RE: Co Borrower Income</title><link>http://messageboard.calyxsupport.com/Topic359-17-1.aspx</link><description>Yes. As far as LP is concerned. Don't know about DO, I do so few thru Fannie.</description><pubDate>Thu, 05 Jan 2006 06:26:24 GMT</pubDate><dc:creator>szaino</dc:creator></item><item><title>RE: Co Borrower Income</title><link>http://messageboard.calyxsupport.com/Topic359-17-1.aspx</link><description>Is this still necessary in 5.2?</description><pubDate>Wed, 04 Jan 2006 08:01:09 GMT</pubDate><dc:creator>HOMETOWN GAL</dc:creator></item><item><title>Co Borrower Income</title><link>http://messageboard.calyxsupport.com/Topic359-17-1.aspx</link><description>Prior to 5.1 if a co borrower did not have income you would just leave all of the employment information blank and it would be ignored in LP.&lt;/P&gt;&lt;P&gt;Now if you do this you get an LP error message that is looking for income on the co borrower? If you just put a 0 in the monthly income on the LP side the findings come back with requirements for paystub, w-2 etc for the co-borrower.&lt;/P&gt;&lt;P&gt;After a lot of trial and error you must do all of the following to avoid getting the error message and get the correct LP findings:&lt;BR&gt;enter 0 in years on work &lt;BR&gt;enter 0 in years at job&lt;BR&gt;enter 0 in months at job&lt;BR&gt;enter 0 in monthly income&lt;/P&gt;&lt;P&gt;The only apparent new feature is that when you submit a file to LP now you have the ability to "send to your sytem" . But this is not working properly- see my thread on LP Liabilities.&lt;/P&gt;&lt;P&gt;Also, when you now submit a loan to LP, you are in a restricted window which makes navigating within LP inoperable. Also the window does not allow you to cut and paste as well as other windows features.&lt;/P&gt;&lt;P&gt;5.1 so far is creating more work.</description><pubDate>Mon, 29 Aug 2005 07:00:04 GMT</pubDate><dc:creator>szaino</dc:creator></item></channel></rss>